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Stay clear of speculative investments: Steer clear of highly unstable investments like penny stocks, alternatives, and complex derivatives.

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Seniors should really make investments considerably less risk inside their portfolios mainly because they usually do not get the raising incomes associated with comprehensive-time Employment; having said that, prudent investing may also help extend retirement savings.

As an example, investing in an asset having a 20-calendar year maturity might not be best unless you would like to depart the proceeds to your beneficiaries.

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